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A living room with a large, gray sectional couch facing a fireplace.

Part One: Your First-Time Homebuyer’s Guide

Buying a home is a big decision – particularly your first home – but it is one of the best choices anyone can make.

A cozy living room with a light-colored couch, pillow, blanket, coffee table, side table, hardwood flooring, and white walls.

Part Four: Your First-Time Homebuyer’s Guide

The settlement agent who runs the show may be an attorney, a representative of a title company, or someone else entirely.

Part Three Your First-Time Homebuyer’s Guide

When you and the seller reach an agreement and both parties sign the contract, that check you wrote as earnest money will be deposited into an escrow account.